FinCrew AI Inc. — Last Updated: February 11, 2026
By clicking "I Agree," accessing, or using the FinCrew AI platform and services, you ("Customer," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (these "Terms"), together with our Privacy Policy, Data Processing Addendum, and any applicable Order Form. These Terms constitute a legally binding agreement between you and FinCrew AI Inc. ("FinCrew AI," "we," "us," or "our"), a Delaware corporation.
IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICES.
These Terms apply exclusively to business-to-business (B2B) relationships. The Services are intended for use by businesses and organizations only and are not targeted at or intended for individual consumers or personal use.
As used in these Terms, the following capitalized terms have the meanings set forth below:
Subject to Customer's compliance with these Terms and payment of applicable fees, FinCrew AI grants Customer a limited, non-exclusive, non-transferable, non-sublicensable right to access and use the Services during the Subscription Term solely for Customer's internal business purposes.
FinCrew AI implements multiple layers of validation and verification mechanisms designed to minimize AI-generated errors or "hallucinations," including multi-model consensus verification, rule-based validation, confidence scoring, human-in-the-loop review triggers, and audit trails for all AI decisions.
Customer acknowledges that despite these safeguards, no AI system is infallible, and Customer retains responsibility for reviewing and verifying all AI-generated outputs.
FinCrew AI will use commercially reasonable efforts to make the Services available 24 hours a day, 7 days a week, except for planned maintenance, emergency maintenance, and circumstances beyond FinCrew AI's reasonable control.
The Services support integration with various Third-Party Integrations. FinCrew AI will use commercially reasonable efforts to maintain compatibility with major accounting platforms but does not guarantee continuous availability of any specific integration.
All subscriptions include basic support services including email support during business hours (9 AM - 6 PM EST, Monday-Friday). Enhanced support services may be available for an additional fee.
FinCrew AI reserves the right to modify, enhance, or discontinue any aspect of the Services at any time with reasonable notice of material adverse changes.
Beta Features are provided "AS IS" without warranties of any kind and may be discontinued at any time without liability.
Customer retains all right, title, and interest in and to Customer Data. Customer grants FinCrew AI a limited, non-exclusive, worldwide license to access, use, process, and store Customer Data solely to provide the Services.
FinCrew AI acts as a data processor with respect to Customer Data. Customer is responsible for ensuring compliance with all applicable data protection and privacy laws.
FinCrew AI maintains administrative, physical, and technical safeguards including encryption of data in transit (TLS 1.2+) and at rest, multi-tenant architecture with logical data isolation, role-based access controls, regular security assessments, and compliance with SOC 2 Type II standards.
Customer Data may be stored and processed in data centers located in the United States and other jurisdictions. For customers subject to GDPR, the Data Processing Addendum applies.
Upon termination, Customer may export Customer Data for thirty (30) days. After this period, FinCrew AI will delete or anonymize Customer Data except as required by law. FinCrew AI retains the right to use anonymized, aggregated data for analytical and improvement purposes.
FinCrew AI performs regular automated backups for disaster recovery purposes. Backups are not a substitute for Customer's own backup practices.
Customer is responsible for maintaining the confidentiality of account credentials, implementing access controls, and promptly notifying FinCrew AI of any unauthorized access.
In the event of an unauthorized data access, FinCrew AI will notify Customer within seventy-two (72) hours, provide information about the incident and remediation efforts, and take reasonable steps to prevent recurrence.
Customer may use the Services solely for lawful business purposes related to financial management, accounting, reporting, analysis, and related financial intelligence functions.
Customer shall not:
Customer is solely responsible for the accuracy, quality, and legality of Customer Data.
Customer is responsible for ensuring that its use of the Services complies with all applicable financial regulations, accounting standards, and tax laws.
FinCrew AI may suspend access if Customer breaches these Terms, poses a security risk, or fails to pay fees when due.
FinCrew AI and its licensors own all right, title, and interest in the Platform, Services, AI Agents, software, algorithms, machine learning models, Documentation, and all related intellectual property.
Customer retains all right, title, and interest in Customer Data. FinCrew AI does not claim any ownership rights in Customer Data.
FinCrew AI grants Customer a limited, non-exclusive, non-transferable license during the Subscription Term to access and use the Services and Documentation.
If Customer provides feedback or suggestions, Customer grants FinCrew AI a perpetual, irrevocable, worldwide, royalty-free license to use and incorporate such feedback without attribution or compensation.
FinCrew AI may use anonymized, aggregated insights derived from Customer Data to train and improve AI models. FinCrew AI retains all intellectual property rights in such improvements.
Unless Customer opts out in writing, FinCrew AI may identify Customer as a user of the Services in marketing materials. Customer may revoke this permission by contacting legal@fincrewai.com.
AI-generated insights, recommendations, and predictions are assistive tools designed to augment human decision-making, not replace professional judgment. AI outputs may contain errors despite safeguards.
THE SERVICES DO NOT CONSTITUTE FINANCIAL ADVICE, ACCOUNTING ADVICE, TAX ADVICE, LEGAL ADVICE, OR INVESTMENT ADVICE. FinCrew AI is not a registered accounting firm, financial advisor, or legal service provider.
Customer is solely responsible for reviewing and verifying all AI-generated outputs before relying on them for business decisions.
No fraud detection system can identify 100% of fraudulent transactions. The system may generate false positives or false negatives. Human expertise remains essential.
The Services are not intended to replace qualified accountants, CPAs, CFOs, external auditors, tax advisors, or legal counsel.
FINCREW AI DOES NOT WARRANT THAT AI-GENERATED OUTPUTS WILL BE ACCURATE, COMPLETE, CURRENT, OR ERROR-FREE.
Fees are based on the subscription plan and are payable in advance, non-refundable except as expressly provided, and exclusive of taxes.
Payment is due within fifteen (15) days of the invoice date. Customer authorizes automatic charges for recurring fees.
FinCrew AI may charge interest at 1.5% per month on overdue amounts and suspend access after ten (10) days' written notice.
All fees are exclusive of taxes. Customer is responsible for all applicable taxes except taxes on FinCrew AI's net income.
FinCrew AI may change fees for renewal terms with at least sixty (60) days' written notice.
Subscription fees are generally non-refundable. If Customer terminates for FinCrew AI's uncured material breach, FinCrew AI will refund prepaid fees prorated to the termination date.
Subscriptions automatically renew unless either party provides thirty (30) days' written notice before the renewal date.
Either party may terminate upon thirty (30) days' notice if the other party materially breaches these Terms and fails to cure.
Upon termination, Customer has a thirty (30) day data export period. After that, FinCrew AI will delete or anonymize Customer Data.
FinCrew AI warrants that the Services will perform materially in accordance with the Documentation and will be provided in a professional manner consistent with industry standards.
EXCEPT AS EXPRESSLY PROVIDED, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." FINCREW AI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
NEITHER PARTY SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOST PROFITS, DATA LOSS, BUSINESS INTERRUPTION, OR RELIANCE ON AI-GENERATED OUTPUTS.
Each party's total aggregate liability shall not exceed the total amount paid by Customer during the twelve (12) months preceding the event giving rise to liability.
These limitations do not apply to indemnification obligations, payment obligations, gross negligence, willful misconduct, or intellectual property violations.
Customer shall indemnify FinCrew AI against claims arising from Customer Data, Customer's use of the Services in violation of these Terms, or Customer's negligence. FinCrew AI shall indemnify Customer against third-party intellectual property infringement claims relating to the Services when used in accordance with these Terms.
Each party shall protect the other's Confidential Information using at least reasonable care, not disclose it to third parties except as permitted, and use it solely for purposes of these Terms. Confidential Information excludes publicly available information or information independently developed.
To the extent Customer Data includes personal data, the Data Processing Addendum is incorporated by reference. FinCrew AI acts as the processor and will process personal data only on Customer's behalf and in accordance with Customer's documented instructions.
The Services support integration with third-party accounting software including QuickBooks, Xero, and NetSuite. FinCrew AI makes no warranties regarding third-party integrations. Customer's use of such integrations is governed by separate agreements with the third-party providers.
The Services may be subject to U.S. export control laws. Customer warrants it is not located in any sanctioned country and will comply with all applicable export laws. Customer is solely responsible for compliance with all applicable financial regulations.
These Terms, together with the Privacy Policy, DPA, and any Order Forms, constitute the entire agreement between the parties.
FinCrew AI may modify these Terms with at least thirty (30) days' notice. Continued use constitutes acceptance.
These Terms shall be governed by the laws of the State of Delaware, United States of America.
Legal proceedings shall be conducted exclusively in the state or federal courts located in Wilmington, Delaware.
EACH PARTY IRREVOCABLY WAIVES ANY RIGHT TO TRIAL BY JURY.
If any provision is held invalid, the remaining provisions continue in full force and effect.
All notices shall be in writing and delivered to the applicable party's registered address or email.
For legal inquiries regarding these Terms, please contact us at adnan@fincrew.ai.